Loan Repayment Assistance Program

The 2018 Loan Application Cycle closed on Wednesday, February 28, 2018 at 5:00 PM EST. All received applications are being reviewed.  All applicants who submitted an application for this cycle will be notified shortly as to their selection and continuing eligibility.

Selected and renewal participants in the 2018 LRAP cycle are required to return completed forms {Executive Director Certification for spring 2018 (October 01, 2017 through March 31, 2018) and Promissory Note for 2018} for the first check disbursement by the following dates:

Renewal Participants     May 01, 2018
New Participants              June 01, 2018

The necessary forms will be provided after March 31, 2018, the end of the first qualifying disbursement period.

Should you have any questions or need assistance, please contact the LRAP Coordinator at LRAPcoordinator@lsc.gov.

LRAP graphic

Overview

Attorneys who are selected to participate in our loan repayment assistance program receive loans of up to $5,600 per year for up to three years if they remain eligible and if funding is available.

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest, and must meet all terms and conditions of our loan repayment assistance program.

The debt to LSC will be forgiven at the end of each loan term so long as the participating attorney remains employed in good standing with our grantee throughout the term. Participating attorneys are expected to remain with our grantee for three years.

The Herbert S. Garten Loan Repayment Assistance Program, established in 2005, is funded by a Congressional appropriation.

Eligibility

Attorneys who wish to participate must be employed by one of our grantees and meet certain requirements, such as having a total outstanding debt of at least $75,000.  

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest and must meet all terms and conditions of our loan repayment assistance program.

Using a lottery system, we make loans of up to $5,600 to approximately 70 eligible attorneys each year. The actual number of loans made each year depends on funding levels.

How to Apply

Attorneys who wish to apply can do so through our online application system, which is available in February each year. Visit  How to Apply for information about creating an online ID and password, and for more program information.

Reporting, Compliance Requirements & Applicable Law

This section does not apply to loan repayment assistance loans to individuals.

Awards

In 2017, we awarded 80 legal aid attorneys a total of $1 million to assist them with student loan debt.

Learn more about how loan repayment assistance programs can help your organization retain quality legal talent and encourage public sector work.

Submission Deadlines

  • The deadline for application submissions was Wednesday, February 28, 2018 at 5:00 PM EST.
  • The deadlines for required forms return for the first disbursement period are:
    Renewal Participants    May 01, 2018
    New Participants             June 01, 2018