Loan Repayment Assistance Program

The 2021 LRAP Application Cycle will open for applications in GrantEase, LSC's new grants management system, on or around Monday, May 3, 2021. Returning and first-time applicants are encouraged to read through the Herbert S. Garten LRAP Program Description before submitting an application this May. Additional information, application timeline and instructions will be made availalbe in the coming weeks.

Should you have any questions or need assistance, please contact the LRAP Coordinator at LRAPcoordinator@lsc.gov.

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Overview

Attorneys who are selected to participate in our loan repayment assistance program receive loans of up to $5,600 per year for up to three years if they remain eligible and if funding is available.

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest, and must meet all terms and conditions of our loan repayment assistance program.

The debt to LSC will be forgiven at the end of each loan term so long as the participating attorney remains employed in good standing with our grantee throughout the term. Participating attorneys are expected to remain with our grantee for three years.

The Herbert S. Garten Loan Repayment Assistance Program, established in 2005, is funded by a Congressional appropriation.

Eligibility

Attorneys who wish to participate must be employed by one of our grantees and meet certain requirements, such as having a total outstanding debt of at least $75,000.  

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest and must meet all terms and conditions of our loan repayment assistance program.

Using a lottery system, we make loans of up to $5,600 to approximately 125 eligible attorneys each year. The actual number of loans made each year depends on funding levels.

How to Apply

Attorneys who wish to apply can do so through our online application system, which is available in May this year. Instructions on how to apply for LRAP through GrantEase, LSC's new grants management system, will be made available in mid-April.

Reporting, Compliance Requirements & Applicable Law

This section does not apply to loan repayment assistance loans to individuals.

Awards

In 2020, we awarded a total of 223 legal aid attorneys (including first-time and returning applicants) to assist them with student loan debt.

Learn more about how loan repayment assistance programs can help your organization retain quality legal talent and encourage public sector work.

Submission Deadlines

  • The deadline for submitting the 2021 LRAP application will be on or around June 4, 2021.