Eligibility

Attorneys who wish to participate must be employed by one of LSC's grantee organizations and meet the following requirements:

• Applicant must be an attorney who is employed full-time or has a job offer from an LSC grantee organization with a start date of October 1, 2022, or earlier, as a licensed attorney as that term is defined by the LSC grantee.

• Applicants must remain employed full-time and in good standing with the LSC grantee organization for the entirety of the LRAP loan term for which they are applying (the current cycle is from October 1, 2022, to September 30, 2023).

• Applicants must have a reasonable expectation of employment at the LSC grantee organization for three years beginning with October 1, 2022, to September 30, 2025. Applicants who are in Fellowship or special grant funded attorney positions may apply provided they have a reasonable expectation of continued employment for the full three years.

• Applicants cannot have been employed as an attorney by the employing LSC grantee for more than five years (60 months cumulative).

• Applicants must have a total outstanding debt of at least $75,000 in eligible law school loans.

• An applicant may not have: (1) previously received LRAP loans covering 36 months or more (cumulatively); or (2) defaulted on a previous LRAP loan; or (3) included a previously received LRAP loan in any bankruptcy filing as a dischargeable debt.

• An applicant's total annual income and net worth may not exceed:

LSC Grantee’s Service Area	Annual Income	Net Worth
48 States, D.C., territories, and other service areas	$62,500	$35,000
Alaska	$78,125	$35,000
Hawaii	$71,875	$35,000

Participating attorneys must use LSC's loan repayment assistance program to pay qualifying law school loans and accrued interest and meet all terms and conditions of our loan repayment assistance program.

Beginning in fiscal year 2023, LSC provides loans of up to $10,000 annually to eligible attorneys. The number of loans made each year is dependent upon available funding and the number of applications received. If LSC receives more applications than funding allows, applicants will be selected through a lottery system.

If the participating attorney stays employed full-time and in good standing with the same LSC grantee throughout the required twelve months, as certified by the executive director of that grantee, then LSC will forgive the loan (presuming the participating attorney meets all other terms and conditions of the loan agreement.) If the participating attorney stops working at the employing LSC grantee organization during the annual cycle at the employing LSC grantee, then the entire loan must be paid back to LSC, unless LSC determines the participating attorney had good cause.

Program Materials