Helping People Avoid Foreclosure to Keep Their Homes
The Legal Services Corporation and its grantees have been expanding access to civil legal aid for 40 years. Below is a client story detailing how one person's life has been helped by Legal Aid of North Carolina.
After Linda* lost her job, she was still able to keep up with her mortgage payments. And things began to look up when she secured a job interview.
However, on the day of her interview, Linda suffered a massive heart attack.
Still unemployed, Linda had to navigate mountains of health care bills from her hospital stay and her physical rehabilitation. Soon, she fell hopelessly behind in her mortgage payments.
Her mortgage lender initiated foreclosure proceedings and would not agree to forebear. Desperately in need of help, Linda finally sought the assistance of Legal Aid of North Carolina (LANC).
LANC attorneys were able to work out a loan modification that satisfied both Linda and her mortgage lender. She was allowed to keep her home while making payments she could afford.
*Names have been changed.